Rex
Managed receivables operations with AI agents and expert finance operators.
AI-native finance & contract operations companies
Recurring finance processes and contract-related operational work. Explore selected firms and platforms, their delivery models and official sources.
Neoflo
Managed accounts payable, receivables and close with AI and dedicated accountants.
Vic.ai
AI-first accounts-payable processing and finance agents.
AppZen
AI agents for accounts payable, expense audit and finance operations.
Greenboard
An AI-native compliance operating system for financial institutions.
Leela
AI execution for policies, evidence and recurring compliance work in regulated businesses.
Diligent AI
AI analysts for KYC, AML and customer-due-diligence operations.
Sena
B2B receivables software and managed collection services.
Modern
AI-supported receivables operations from collections through cash application.
Bretton AI
Managed anti-money-laundering operations using agents and specialists.
Blee
AI marketing-compliance review and ongoing monitoring for regulated organizations.
LayerX
AI-native spending, invoice and enterprise document workflows through Bakuraku and AI Workforce.
Hadrius
An AI-native compliance platform for financial-services firms.
Stuut
AI execution across collections, cash application, disputes and the order-to-cash lifecycle.
What does AI-native mean in finance & contract operations?
In finance & contract operations, an AI-native firm makes AI central to how it delivers the work. A service firm takes on delivery for you; a software company provides tools your team uses. The distinction matters when comparing scope, human involvement, and responsibility.
Y Combinator’s service-company thesis describes the wider shift toward businesses that use AI to perform work for customers. This index brings those firms together with relevant software, with sources and delivery models kept explicit.
Read Y Combinator’s thesisFAQ
Which finance workflows can the provider take over?
Check the specific process: payables, receivables, collections, reconciliation or contract operations. A workflow platform and an outsourced operating team have different delivery scopes.
What should I check about controls and approvals?
Confirm system access, approval boundaries, audit trails and escalation for exceptions. Agree which decisions remain with your finance or legal team.
How do I use these profiles to make a shortlist?
Start with the delivery model and services, then compare company details, named examples and source links. Profiles describe published information; confirm current scope, availability and commercial terms directly with the company.