Strala
AI-supported claims administration and subrogation services.
AI-native insurance brokers & claims companies
Insurance brokerage, coverage management and claims operations. Explore selected firms and platforms, their delivery models and official sources.
Reserv
Property and casualty claims administration with integrated technology.
Shift Technology
Insurance-specific AI agents for claims and policy decisions.
COVU
Insurance-agency operations and AI enablement.
FurtherAI
AI execution for commercial insurance submissions, underwriting, audits and claims.
Cytora
An agentic risk-digitization platform for commercial insurance.
Harper
Commercial insurance brokerage for businesses.
ClaimSorted
Technology-supported claims administration for insurance businesses.
Elysian
Claims-quality software and hands-on TPA services for complex insurance work.
Corgi
AI-native business insurance for startups and commercial customers.
Panta
Commercial insurance brokerage combining licensed brokers with AI-run placement workflows.
WithCoverage
Insurance brokerage and risk management with an AI-native platform.
Adjusto
Contents-claims software and managed adjusting services for insurers.
ZestyAI
Property-risk intelligence supporting insurance underwriting and pricing.
EvolutionIQ
AI-supported claims guidance for insurance teams.
Tractable
Computer-vision systems for vehicle damage assessment and appraisal.
What does AI-native mean in insurance & claims?
In insurance & claims, an AI-native firm makes AI central to how it delivers the work. A service firm takes on delivery for you; a software company provides tools your team uses. The distinction matters when comparing scope, human involvement, and responsibility.
Y Combinator’s service-company thesis describes the wider shift toward businesses that use AI to perform work for customers. This index brings those firms together with relevant software, with sources and delivery models kept explicit.
Read Y Combinator’s thesisFAQ
Is this an insurance broker, carrier or claims provider?
These are different roles. Read the company model and service description to establish whether the company places coverage, underwrites policies or administers claims.
What should I compare before choosing an insurance provider?
Compare the business types and territories served, the scope of coverage or claims work, and who handles advice, exceptions and ongoing administration. Review the actual policy and engagement terms.
How do I use these profiles to make a shortlist?
Start with the delivery model and services, then compare company details, named examples and source links. Profiles describe published information; confirm current scope, availability and commercial terms directly with the company.